BANKING FINANCIAL PERFORMANCE AND SUSTAINABILITY RESILIENCE BEFORE AND AFTER COVID-19: EVIDENCE FROM INDONESIAN STATEOWNED BANKS. icsema [Internet]. 2026 Aug. 10 [cited 2026 Oct. 16];2(1):2100–2106. Available from: https://proceeding.soedirmanunsoed.com/index.php/icsema/article/view/843