“ANALYSIS OF PROFITABILITY, ESG IMPLEMENTATION, CREDIT RISK AND FIRM VALUE (STUDY OF LISTED BANKS ON THE INDONESIA STOCK EXCHANGE 2019-2023)”. The International Conference on Sustainable Economics Management and Accounting Proceeding 1, no. 1 (August 13, 2025): 2412–2436. Accessed October 12, 2026. https://proceeding.soedirmanunsoed.com/index.php/icsema/article/view/379.