DIGITAL PAYMENT ECOSYSTEM AND FINANCIAL INCLUSION FOR MSMES ECONOMIC SUSTAINABILITY IN INDONESIA: A SYSTEMATIC LITERATURE REVIEW. The International Conference on Sustainable Economics Management and Accounting Proceeding, [S. l.], v. 2, n. 1, p. 746–757, 2026. DOI: 10.32424/icsema.v2i1.784. Disponível em: https://proceeding.soedirmanunsoed.com/index.php/icsema/article/view/784. Acesso em: 23 aug. 2026.