THE IMPACT OF ESG, OPERATIONAL CAPACITY, CLAIMS RATIO, AND LIQUIDITY ON FINANCIAL DISTRESS WITH MODERATION OF RISK-BASED CAPITAL IN INSURANCE COMPANIES IN INDONESIA. The International Conference on Sustainable Economics Management and Accounting Proceeding, [S. l.], v. 1, n. 1, p. 1042–1049, 2025. DOI: 10.32424/icsema.1.1.330. Disponível em: https://proceeding.soedirmanunsoed.com/index.php/icsema/article/view/330. Acesso em: 27 aug. 2026.